Comments for Agent in the Creek

Comment on Stimulus Package Helps Home Owners Too by Stephanie Davis

Stephanie Davis — Mon, 06 Jul 2009 15:59:48 +0000

Matt,
Thank you for your question. I’m happy to discuss your situation with you by private message or phone. Each case is different, so it’s best to look at yours one-on-one. Please call me at 843.574.3193 or send an e-mail to me using the contact form.

Stephanie

Comment on Stimulus Package Helps Home Owners Too by matt

matt — Mon, 06 Jul 2009 12:40:55 +0000

need to know if I can get help from the home stimulus package had a major change in income and its getting harder to make it home is 645.50 a month

Comment on Congress Ends Down Payment Assistance by Get the $8000 Tax Credit at Closing? « Agent in the Creek

Get the $8000 Tax Credit at Closing? « Agent in the Creek — Thu, 04 Jun 2009 16:14:46 +0000

[...] payment for a house. All that came to a screeching halt last fall. Back on September 30, 2008, all down-payment assistance programs were banned by the government. If they banned the practice last fall, how can they bring it back this [...]

Comment on Home Buyers Use $8000 Tax Credit for Down Payment? by Get the $8000 Tax Credit at Closing? « Agent in the Creek

Get the $8000 Tax Credit at Closing? « Agent in the Creek — Thu, 04 Jun 2009 16:14:41 +0000

[...] offered to first time home buyers if they purchase a home and close on it before November 30. Why not make it available to home owners prior to closing so they can use the money for their down payment or closing costs? If folks are qualified for a [...]

Comment on Home Buyers Use $8000 Tax Credit for Down Payment? by Stephanie Davis

Stephanie Davis — Thu, 21 May 2009 19:18:46 +0000

****UPDATE****

This Mortgagee Letter has been placed on hold so the Administration can work out some additional details. As soon as more information is made available, I will share it with you.

Stephanie

Comment on Lower Mortgage Rates = More Purchase Power by Stephanie Davis

Stephanie Davis — Tue, 19 May 2009 13:07:10 +0000

Richard,

Thanks for your comment. The market here was gaining steam since January but showing traffic has fallen off somewhat in the past two weeks. Agents are busy and buyers are ready to write, but we are not out of the woods yet. Sellers still need to be the best value to sell. We’re expecting a brief rise in prices toward the latter part of this year and then another steady decline for about a year after that before real recovery starts.

Stephanie

Comment on Lower Mortgage Rates = More Purchase Power by Richard Stabile Bergen County Real Estate

Richard Stabile Bergen County Real Estate — Tue, 19 May 2009 01:22:43 +0000

I have been blog hoping all over North America since January. I have found that markets are picking up most everywhere. The markets that did not go up extremely and did not come down extremely are lagging a bit. It seems
South Carolina falls into this group. I feel though that last few weeks are showing changes even in these markets. I think you will really start seeing some strength now. It should eat up the inventory. It actually starts with price reduction which creates some bidding.
Interest rates and available mortgages are really helping. Tighten credit is our worst enermy.

Comment on Stimulus Package Helps Home Owners Too by Stephanie Davis

Stephanie Davis — Tue, 12 May 2009 20:30:56 +0000

Wanda,
Thanks for your question. There are local non-profit agencies that can help you through the red tape and negotiate with your bank for you. Please e-mail me with more information about your situation so I can give you specific details. Do you live in the Charleston area? What kind of loan do you have? How long have you owned your home? Have you experienced a loss in income? Has your interest rate increased? Are you behind in your payments? Answers to these questions will help me help you. You can use the contact form on this site to send a private e-mail message.

Stephanie

Comment on Stimulus Package Helps Home Owners Too by Wanda

Wanda — Tue, 12 May 2009 19:59:49 +0000

I spoke with my mortgage lender only to learn that they do not have anything to offer me right now. My house payment is 50% of my income. Is there another neutral organization that can assist you with getting the loan modification that is promised in Obama’s Stimulus package?

Comment on FHA Nehemiah Program Offers Downpayment Assistance by Stephanie Davis

Stephanie Davis — Tue, 07 Apr 2009 21:10:43 +0000

JoAnn Glass,
Thanks for your question. The Nehemiah Program is now an advocate for Downpayment Assistance programs. It is no longer a program that provides downpayment assitance. There IS an FHA rehab loan, and you have it correct – that loan product is called a 203k. I’m happy to discuss it with you in more detail by phone. If you’ll e-mail your phone number to me at stephanie@carolinaone.com and tell me when you’d like me to call, I’ll be happy to help.

Stephanie